Monthly Archives: January 2020


Why Does the Insurance Company Need a Scientific Expert?

Once in a while, in order to facilitate his work, his understanding as well as to save time, or else corroborate certain decisions during loss management, the insurer or his claims adjuster representative must call upon technical or scientific specialists in different fields of expertise. The first goal is a better understanding of the dynamic and [...]

Why Does the Insurance Company Need a Scientific Expert?2020-01-14T16:00:20+00:00

Origin and Causes of Materials Failure and Their Prevention

To be able to answer these questions, which may have legal implications, our team of scientific experts must be aware of engineering principles and knowledge. The solution to a cause of failure often requires the intervention of several scientific disciplines that MSEI can offer to its clients through its multidisciplinary team. Scientific experts are [...]

Origin and Causes of Materials Failure and Their Prevention2020-01-14T15:59:59+00:00

Summer Thunderstorms: Characteristics and Energy

Summer thunderstorms are often characterized by their intensity and the large quantities of water they produce over a short period of time on a territory. These events may generate floods and significant claims for insurers. Figures 1 and 2 show typical thunderstorm cells observed in the summer, generally coinciding with hot and humid weather. Such storm [...]

Summer Thunderstorms: Characteristics and Energy2020-01-14T15:57:40+00:00

Legionella: Origin and causes of the recent infections

Legionella spp. is a bacterial genre frequently found in aquatic environments such as lakes, rivers and drinking water systems. The Legionella pneumophila, which is the most commonly found species in cases of human infections, has first been involved in an outbreak of pulmonary infections in 1976, among legionnaires attending a convention in Philadelphia. The Legionella genre [...]

Legionella: Origin and causes of the recent infections2020-01-14T15:53:18+00:00

Agricultural Issues and Pesticides

Each year, MSEI receives numerous mandates pertaining agricultural losses, whether related to loss of crops in the fields or in storage, various animal productions, as well as dairy production. Within those files, those concerning loss of crops in the fields that are related to pesticide applications are the most complex of them all. The mechanisms and [...]

Agricultural Issues and Pesticides2020-01-14T15:04:06+00:00

Mushrooms, Moulds and Wood Deterioration

It is not uncommon that wood structures deterioration in buildings is attributed to rot following water damages or watering caused by a partial fire. This attribution is usually false because moulds are not the real cause of deep rot in wood. Moulds are “microcospic” mushrooms, in other words, mushrooms difficult to see with naked eyes. In [...]

Mushrooms, Moulds and Wood Deterioration2020-01-14T15:50:52+00:00

The Scientific Expert’s Impartiality (Part 2)

In our previous bulletin, we mentioned the importance of the independence of the scientific expert in his mandates and, ultimately, during his presence in court. The pertinence of this independence or impartiality is particularly reflected during the expert’s cross-examination by the prosecutor and/or by the judge himself simply because the expert must respond based on his/her [...]

The Scientific Expert’s Impartiality (Part 2)2020-01-14T15:49:37+00:00

The Scientific Expert’s Impartiality

Once in a while, we hear that scientific experts are partial, that they “lean toward their client’s side” because they are paid by their client to perform an expertise of some sort. In any given claim, scientific experts are totally independent professionals who are mandated to determine the cause of a loss. In order to carry [...]

The Scientific Expert’s Impartiality2020-01-14T15:47:31+00:00
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